Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,520,000 | 109,386,000 | 111,538,000 | 115,876,000 |
| Total loans | 56,905,000 | 58,947,000 | 59,291,000 | 58,759,000 |
| Allowance for loan losses | 1,324,000 | 1,301,000 | 1,310,000 | 1,312,000 |
| Securities available for sale | 4,099,000 | 4,013,000 | 4,070,000 | 4,074,000 |
| Securities held to maturity | 38,677,000 | 36,301,000 | 38,348,000 | 40,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,619,000 | 93,132,000 | 94,823,000 | 99,168,000 |
| Interest-bearing deposits | 80,248,000 | 83,267,000 | 84,932,000 | 87,586,000 |
| Noninterest-bearing deposits | 10,371,000 | 9,864,000 | 9,891,000 | 11,582,000 |
| Equity capital | 15,408,000 | 15,819,000 | 16,252,000 | 15,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,223,000 | 4,950,000 | 6,728,000 |
| Interest expense | 662,000 | 1,372,000 | 2,155,000 | 2,994,000 |
| Net interest income | 919,000 | 1,851,000 | 2,795,000 | 3,734,000 |
| Noninterest income | 49,000 | 108,000 | 169,000 | 234,000 |
| Noninterest expense | 501,000 | 996,000 | 1,495,000 | 2,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 467,000 | 963,000 | 1,459,000 | 1,519,000 |
| Income tax | 215,000 | 252,000 | 371,000 | 455,000 |
| Net income | 252,000 | 711,000 | 1,088,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,206,000 | 15,665,000 | 16,042,000 | 15,118,000 |
| Total capital | 16,028,000 | 16,523,000 | 16,913,000 | 15,992,000 |
| Risk-weighted assets | 65,284,000 | 68,184,000 | 69,205,000 | 69,497,000 |