Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 101,119,000 | 99,719,000 | 101,415,000 | 108,587,000 |
| Total loans | 56,718,000 | 58,846,000 | 59,931,000 | 59,832,000 |
| Allowance for loan losses | 1,828,000 | 1,880,000 | 1,875,000 | 1,749,000 |
| Securities available for sale | 4,474,000 | 4,251,000 | 4,342,000 | 4,317,000 |
| Securities held to maturity | 29,814,000 | 31,230,000 | 30,417,000 | 34,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,284,000 | 83,685,000 | 84,942,000 | 92,185,000 |
| Interest-bearing deposits | 73,840,000 | 74,452,000 | 75,034,000 | 77,905,000 |
| Noninterest-bearing deposits | 11,444,000 | 9,233,000 | 9,908,000 | 14,280,000 |
| Equity capital | 15,440,000 | 15,751,000 | 16,192,000 | 15,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,675,000 | 4,037,000 | 5,446,000 |
| Interest expense | 395,000 | 787,000 | 1,198,000 | 1,635,000 |
| Net interest income | 885,000 | 1,888,000 | 2,839,000 | 3,811,000 |
| Noninterest income | 46,000 | 98,000 | 148,000 | 204,000 |
| Noninterest expense | 494,000 | 965,000 | 1,451,000 | 2,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 439,000 | 1,034,000 | 1,529,000 | 1,568,000 |
| Income tax | -302,000 | -143,000 | -13,000 | 83,000 |
| Net income | 741,000 | 1,177,000 | 1,542,000 | 1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,092,000 | 15,528,000 | 15,894,000 | 14,837,000 |
| Total capital | 15,903,000 | 16,361,000 | 16,746,000 | 15,693,000 |
| Risk-weighted assets | 63,830,000 | 65,631,000 | 67,113,000 | 67,557,000 |