Call reports 2006
FIRST NATIONAL BANK OF DEER RIVER, THE — 2006
What FIRST NATIONAL BANK OF DEER RIVER, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 13,889,000 | 13,557,000 | 15,592,000 |
| Total loans | 9,290,000 | 9,336,000 | 9,222,000 |
| Allowance for loan losses | 261,000 | 261,000 | 261,000 |
| Securities available for sale | 1,857,000 | 1,832,000 | 1,615,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 11,436,000 | 11,132,000 | 12,302,000 |
| Interest-bearing deposits | 7,932,000 | 7,438,000 | 9,045,000 |
| Noninterest-bearing deposits | 3,504,000 | 3,694,000 | 3,257,000 |
| Equity capital | 2,345,000 | 2,358,000 | 2,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 207,000 | 417,000 | 158,000 |
| Interest expense | 38,000 | 78,000 | 37,000 |
| Net interest income | 169,000 | 339,000 | 121,000 |
| Noninterest income | 28,000 | 55,000 | 14,000 |
| Noninterest expense | 179,000 | 349,000 | 110,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 18,000 | 45,000 | 25,000 |
| Income tax | 8,000 | 20,000 | 13,000 |
| Net income | 10,000 | 25,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 2,361,000 | 2,377,000 | 2,623,000 |
| Total capital | 2,467,000 | 2,484,000 | 2,744,000 |
| Risk-weighted assets | 8,295,000 | 8,365,000 | 9,564,000 |