Call reports 2008
WOODHOUSE & BARTLEY BANK, THE — 2008
What WOODHOUSE & BARTLEY BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,891,000 | 27,488,000 | 27,247,000 | 26,876,000 |
| Total loans | 14,135,000 | 14,286,000 | 15,264,000 | 15,180,000 |
| Allowance for loan losses | 304,000 | 304,000 | 304,000 | 304,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,221,000 | 3,184,000 | 6,347,000 | 3,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,290,000 | 23,868,000 | 23,628,000 | 23,323,000 |
| Interest-bearing deposits | 17,933,000 | 19,407,000 | 19,843,000 | 18,987,000 |
| Noninterest-bearing deposits | 4,357,000 | 4,461,000 | 3,785,000 | 4,336,000 |
| Equity capital | 3,451,000 | 3,436,000 | 3,426,000 | 3,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 636,000 | 948,000 | 1,248,000 |
| Interest expense | 134,000 | 263,000 | 391,000 | 510,000 |
| Net interest income | 191,000 | 373,000 | 557,000 | 738,000 |
| Noninterest income | 12,000 | 22,000 | 33,000 | 45,000 |
| Noninterest expense | 91,000 | 202,000 | 346,000 | 537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 193,000 | 244,000 | 246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 193,000 | 244,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,451,000 | 3,436,000 | 3,426,000 | 3,413,000 |
| Total capital | 3,639,000 | 3,629,000 | 3,624,000 | 3,615,000 |
| Risk-weighted assets | 14,890,000 | 15,331,000 | 15,721,000 | 16,090,000 |