Call reports 2006
WOODHOUSE & BARTLEY BANK, THE — 2006
What WOODHOUSE & BARTLEY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,432,000 | 23,771,000 | 23,689,000 | 24,690,000 |
| Total loans | 13,644,000 | 14,798,000 | 14,825,000 | 14,076,000 |
| Allowance for loan losses | 304,000 | 304,000 | 304,000 | 304,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,008,000 | 2,484,000 | 1,984,000 | 3,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,315,000 | 20,615,000 | 20,429,000 | 21,382,000 |
| Interest-bearing deposits | 17,212,000 | 17,211,000 | 16,733,000 | 17,057,000 |
| Noninterest-bearing deposits | 4,103,000 | 3,404,000 | 3,696,000 | 4,325,000 |
| Equity capital | 3,015,000 | 3,011,000 | 3,085,000 | 3,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 669,000 | 1,018,000 | 1,365,000 |
| Interest expense | 93,000 | 197,000 | 305,000 | 423,000 |
| Net interest income | 225,000 | 472,000 | 713,000 | 942,000 |
| Noninterest income | 10,000 | 18,000 | 32,000 | 45,000 |
| Noninterest expense | 73,000 | 185,000 | 310,000 | 455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 305,000 | 435,000 | 532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 305,000 | 435,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,015,000 | 3,011,000 | 3,085,000 | 3,163,000 |
| Total capital | 3,198,000 | 3,204,000 | 3,280,000 | 3,347,000 |
| Risk-weighted assets | 14,505,000 | 15,332,000 | 15,475,000 | 14,577,000 |