Call reports 2004
WOODHOUSE & BARTLEY BANK, THE — 2004
What WOODHOUSE & BARTLEY BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,610,000 | 25,259,000 | 24,792,000 | 25,468,000 |
| Total loans | 13,015,000 | 12,909,000 | 12,522,000 | 12,489,000 |
| Allowance for loan losses | 304,000 | 304,000 | 304,000 | 304,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,314,000 | 7,181,000 | 7,184,000 | 7,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,593,000 | 22,206,000 | 21,776,000 | 22,446,000 |
| Interest-bearing deposits | 18,759,000 | 18,524,000 | 17,839,000 | 17,640,000 |
| Noninterest-bearing deposits | 3,834,000 | 3,682,000 | 3,937,000 | 4,806,000 |
| Equity capital | 2,931,000 | 2,931,000 | 2,887,000 | 2,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 552,000 | 821,000 | 1,099,000 |
| Interest expense | 76,000 | 148,000 | 217,000 | 286,000 |
| Net interest income | 204,000 | 404,000 | 604,000 | 813,000 |
| Noninterest income | 11,000 | 19,000 | 29,000 | 41,000 |
| Noninterest expense | 99,000 | 188,000 | 307,000 | 405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 235,000 | 326,000 | 449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 235,000 | 326,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,931,000 | 2,931,000 | 2,887,000 | 2,968,000 |
| Total capital | 3,111,000 | 3,103,000 | 3,056,000 | 3,139,000 |
| Risk-weighted assets | 14,241,000 | 13,635,000 | 13,344,000 | 13,580,000 |