Call reports 2003
WOODHOUSE & BARTLEY BANK, THE — 2003
What WOODHOUSE & BARTLEY BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,368,000 | 25,810,000 | 26,202,000 | 26,531,000 |
| Total loans | 12,428,000 | 12,490,000 | 12,380,000 | 13,336,000 |
| Allowance for loan losses | 305,000 | 305,000 | 305,000 | 304,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,548,000 | 4,352,000 | 4,353,000 | 7,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,676,000 | 23,018,000 | 23,299,000 | 23,645,000 |
| Interest-bearing deposits | 19,109,000 | 19,191,000 | 18,764,000 | 18,464,000 |
| Noninterest-bearing deposits | 3,567,000 | 3,827,000 | 4,535,000 | 5,181,000 |
| Equity capital | 2,570,000 | 2,631,000 | 2,739,000 | 2,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 594,000 | 884,000 | 1,189,000 |
| Interest expense | 105,000 | 203,000 | 297,000 | 380,000 |
| Net interest income | 191,000 | 391,000 | 587,000 | 809,000 |
| Noninterest income | 12,000 | 22,000 | 32,000 | 47,000 |
| Noninterest expense | 113,000 | 221,000 | 300,000 | 434,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 192,000 | 319,000 | 422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 192,000 | 319,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,570,000 | 2,631,000 | 2,739,000 | 2,815,000 |
| Total capital | 2,750,000 | 2,814,000 | 2,923,000 | 3,000,000 |
| Risk-weighted assets | 14,291,000 | 14,479,000 | 14,563,000 | 14,694,000 |