Call reports 2002
WOODHOUSE & BARTLEY BANK, THE — 2002
What WOODHOUSE & BARTLEY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,495,000 | 23,320,000 | 23,361,000 | 24,439,000 |
| Total loans | 12,157,000 | 11,812,000 | 12,456,000 | 12,118,000 |
| Allowance for loan losses | 305,000 | 305,000 | 305,000 | 305,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,248,000 | 5,607,000 | 4,723,000 | 4,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,856,000 | 20,575,000 | 20,510,000 | 21,657,000 |
| Interest-bearing deposits | 17,946,000 | 17,361,000 | 17,319,000 | 17,850,000 |
| Noninterest-bearing deposits | 2,910,000 | 3,214,000 | 3,191,000 | 3,807,000 |
| Equity capital | 2,481,000 | 2,555,000 | 2,646,000 | 2,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 638,000 | 956,000 | 1,266,000 |
| Interest expense | 147,000 | 282,000 | 411,000 | 531,000 |
| Net interest income | 169,000 | 356,000 | 545,000 | 735,000 |
| Noninterest income | 11,000 | 20,000 | 31,000 | 43,000 |
| Noninterest expense | 100,000 | 212,000 | 321,000 | 468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 164,000 | 255,000 | 310,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 80,000 | 164,000 | 255,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,481,000 | 2,555,000 | 2,646,000 | 2,675,000 |
| Total capital | 2,705,000 | 2,717,000 | 2,817,000 | 2,847,000 |
| Risk-weighted assets | 13,174,000 | 12,834,000 | 13,528,000 | 13,632,000 |