Call reports 2001
WOODHOUSE & BARTLEY BANK, THE — 2001
What WOODHOUSE & BARTLEY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,588,000 | 23,168,000 | 24,061,000 | 24,265,000 |
| Total loans | 12,799,000 | 12,749,000 | 12,147,000 | 11,979,000 |
| Allowance for loan losses | 305,000 | 305,000 | 305,000 | 305,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,688,000 | 3,668,000 | 4,163,000 | 4,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,909,000 | 18,408,000 | 19,220,000 | 21,712,000 |
| Interest-bearing deposits | 15,393,000 | 15,850,000 | 16,607,000 | 17,315,000 |
| Noninterest-bearing deposits | 2,516,000 | 2,558,000 | 2,613,000 | 4,397,000 |
| Equity capital | 4,466,000 | 4,535,000 | 4,595,000 | 2,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 784,000 | 1,153,000 | 1,503,000 |
| Interest expense | 169,000 | 347,000 | 525,000 | 692,000 |
| Net interest income | 226,000 | 437,000 | 628,000 | 811,000 |
| Noninterest income | 10,000 | 20,000 | 29,000 | 38,000 |
| Noninterest expense | 107,000 | 213,000 | 315,000 | 475,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 244,000 | 342,000 | 374,000 |
| Income tax | 35,000 | 81,000 | 119,000 | 135,000 |
| Net income | 94,000 | 163,000 | 223,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,466,000 | 4,535,000 | 4,595,000 | 2,401,000 |
| Total capital | 4,628,000 | 4,700,000 | 4,749,000 | 2,551,000 |
| Risk-weighted assets | 12,780,000 | 12,800,000 | 12,102,000 | 11,858,000 |