Call reports 2025
SHAMROCK BANK, NATIONAL ASSOCIATION — 2025
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 472,502,000 | 481,112,000 | 491,517,000 | 486,100,000 |
| Total loans | 294,969,000 | 302,467,000 | 311,903,000 | 327,708,000 |
| Allowance for loan losses | 3,699,000 | 3,699,000 | 4,053,000 | 4,141,000 |
| Securities available for sale | 137,596,000 | 135,384,000 | 134,276,000 | 133,375,000 |
| Securities held to maturity | 4,750,000 | 4,750,000 | 4,750,000 | 4,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,506,000 | 441,049,000 | 447,614,000 | 441,970,000 |
| Interest-bearing deposits | 298,257,000 | 305,868,000 | 303,904,000 | 303,968,000 |
| Noninterest-bearing deposits | 137,249,000 | 135,181,000 | 143,710,000 | 138,002,000 |
| Equity capital | 34,037,000 | 37,382,000 | 40,529,000 | 39,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,004,000 | 12,381,000 | 19,016,000 | 25,828,000 |
| Interest expense | 2,055,000 | 4,213,000 | 6,418,000 | 8,571,000 |
| Net interest income | 3,949,000 | 8,168,000 | 12,598,000 | 17,257,000 |
| Noninterest income | 696,000 | 1,382,000 | 2,076,000 | 2,774,000 |
| Noninterest expense | 3,240,000 | 6,502,000 | 9,725,000 | 13,079,000 |
| Provision for loan losses | 110,000 | 110,000 | 470,000 | 620,000 |
| Pretax income | 1,293,000 | 2,936,000 | 4,477,000 | 6,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,293,000 | 2,936,000 | 4,477,000 | 6,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,070,000 | 48,713,000 | 50,254,000 | 47,907,000 |