Call reports 2024
SHAMROCK BANK, NATIONAL ASSOCIATION — 2024
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 449,837,000 | 452,921,000 | 447,740,000 | 448,262,000 |
| Total loans | 251,233,000 | 260,768,000 | 267,632,000 | 284,795,000 |
| Allowance for loan losses | 3,528,000 | 3,479,000 | 3,458,000 | 3,614,000 |
| Securities available for sale | 146,693,000 | 146,162,000 | 146,544,000 | 139,376,000 |
| Securities held to maturity | 4,750,000 | 4,750,000 | 4,750,000 | 4,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,149,000 | 403,976,000 | 392,681,000 | 400,392,000 |
| Interest-bearing deposits | 255,815,000 | 257,262,000 | 255,893,000 | 262,477,000 |
| Noninterest-bearing deposits | 147,334,000 | 146,714,000 | 136,788,000 | 137,915,000 |
| Equity capital | 28,734,000 | 30,557,000 | 36,868,000 | 30,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,247,000 | 10,685,000 | 16,402,000 | 22,230,000 |
| Interest expense | 1,682,000 | 3,461,000 | 5,346,000 | 7,310,000 |
| Net interest income | 3,565,000 | 7,224,000 | 11,056,000 | 14,920,000 |
| Noninterest income | 639,000 | 1,305,000 | 1,970,000 | 2,633,000 |
| Noninterest expense | 2,967,000 | 6,017,000 | 9,056,000 | 12,078,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,237,000 | 2,512,000 | 3,961,000 | 5,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,237,000 | 2,512,000 | 3,961,000 | 5,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,947,000 | 47,222,000 | 48,672,000 | 45,777,000 |