Call reports 2023
SHAMROCK BANK, NATIONAL ASSOCIATION — 2023
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 433,068,000 | 434,541,000 | 424,663,000 | 429,029,000 |
| Total loans | 242,433,000 | 243,860,000 | 243,199,000 | 244,329,000 |
| Allowance for loan losses | 3,166,000 | 3,581,000 | 3,562,000 | 3,541,000 |
| Securities available for sale | 152,096,000 | 148,230,000 | 141,624,000 | 147,749,000 |
| Securities held to maturity | 4,750,000 | 4,750,000 | 4,750,000 | 4,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,270,000 | 404,191,000 | 396,785,000 | 398,434,000 |
| Interest-bearing deposits | 256,234,000 | 253,218,000 | 247,374,000 | 251,379,000 |
| Noninterest-bearing deposits | 147,036,000 | 150,973,000 | 149,411,000 | 147,055,000 |
| Equity capital | 27,005,000 | 27,242,000 | 24,573,000 | 28,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,180,000 | 8,663,000 | 13,368,000 | 18,277,000 |
| Interest expense | 715,000 | 1,819,000 | 3,054,000 | 4,456,000 |
| Net interest income | 3,465,000 | 6,844,000 | 10,314,000 | 13,821,000 |
| Noninterest income | 610,000 | 1,245,000 | 1,872,000 | 2,556,000 |
| Noninterest expense | 2,884,000 | 5,762,000 | 8,725,000 | 11,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,191,000 | 2,307,000 | 3,441,000 | 4,818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,191,000 | 2,307,000 | 3,441,000 | 4,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,084,000 | 46,199,000 | 47,333,000 | 44,711,000 |