Call reports 2021
SHAMROCK BANK, NATIONAL ASSOCIATION — 2021
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 397,367,000 | 416,653,000 | 409,086,000 | 410,270,000 |
| Total loans | 215,312,000 | 206,553,000 | 203,274,000 | 211,282,000 |
| Allowance for loan losses | 3,867,000 | 2,651,000 | 2,871,000 | 3,020,000 |
| Securities available for sale | 147,540,000 | 165,576,000 | 172,696,000 | 173,515,000 |
| Securities held to maturity | 1,003,000 | 4,002,000 | 4,001,000 | 4,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,059,000 | 370,581,000 | 358,090,000 | 365,463,000 |
| Interest-bearing deposits | 217,064,000 | 231,464,000 | 219,145,000 | 225,913,000 |
| Noninterest-bearing deposits | 135,995,000 | 139,117,000 | 138,945,000 | 139,550,000 |
| Equity capital | 41,787,000 | 43,084,000 | 47,581,000 | 42,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,330,000 | 8,711,000 | 12,118,000 | 15,489,000 |
| Interest expense | 272,000 | 539,000 | 794,000 | 1,031,000 |
| Net interest income | 4,058,000 | 8,172,000 | 11,324,000 | 14,458,000 |
| Noninterest income | 546,000 | 1,110,000 | 1,703,000 | 2,322,000 |
| Noninterest expense | 2,695,000 | 5,422,000 | 8,102,000 | 10,799,000 |
| Provision for loan losses | 325,000 | 1,531,000 | -1,369,000 | -1,309,000 |
| Pretax income | 1,619,000 | 2,456,000 | 6,586,000 | 7,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,619,000 | 2,456,000 | 6,586,000 | 7,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,799,000 | 41,636,000 | 45,766,000 | 42,762,000 |