Call reports 2020
SHAMROCK BANK, NATIONAL ASSOCIATION — 2020
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 335,744,000 | 383,513,000 | 372,303,000 | 378,759,000 |
| Total loans | 224,382,000 | 226,303,000 | 223,158,000 | 211,663,000 |
| Allowance for loan losses | 3,000,000 | 3,380,000 | 3,136,000 | 3,534,000 |
| Securities available for sale | 82,712,000 | 115,457,000 | 117,140,000 | 135,016,000 |
| Securities held to maturity | 2,396,000 | 2,393,000 | 1,005,000 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,867,000 | 338,461,000 | 325,463,000 | 333,997,000 |
| Interest-bearing deposits | 183,941,000 | 198,605,000 | 202,347,000 | 206,217,000 |
| Noninterest-bearing deposits | 108,926,000 | 139,856,000 | 123,116,000 | 127,780,000 |
| Equity capital | 40,455,000 | 42,149,000 | 43,510,000 | 42,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,806,000 | 7,845,000 | 11,587,000 | 15,135,000 |
| Interest expense | 491,000 | 908,000 | 1,272,000 | 1,587,000 |
| Net interest income | 3,315,000 | 6,937,000 | 10,315,000 | 13,548,000 |
| Noninterest income | 525,000 | 983,000 | 1,493,000 | 2,016,000 |
| Noninterest expense | 2,667,000 | 5,294,000 | 7,952,000 | 10,636,000 |
| Provision for loan losses | 200,000 | 600,000 | 600,000 | 2,600,000 |
| Pretax income | 985,000 | 2,038,000 | 3,296,000 | 2,368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 985,000 | 2,038,000 | 3,296,000 | 2,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,796,000 | 38,849,000 | 40,108,000 | 39,180,000 |