Call reports 2016
SHAMROCK BANK, NATIONAL ASSOCIATION — 2016
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 296,365,000 | 293,876,000 | 289,852,000 | 289,596,000 |
| Total loans | 168,516,000 | 173,387,000 | 176,070,000 | 179,497,000 |
| Allowance for loan losses | 1,809,000 | 1,844,000 | 1,912,000 | 1,938,000 |
| Securities available for sale | 97,366,000 | 93,722,000 | 82,084,000 | 76,992,000 |
| Securities held to maturity | 9,673,000 | 9,325,000 | 8,307,000 | 8,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,740,000 | 255,562,000 | 250,142,000 | 254,147,000 |
| Interest-bearing deposits | 165,221,000 | 165,136,000 | 162,881,000 | 165,963,000 |
| Noninterest-bearing deposits | 94,519,000 | 90,426,000 | 87,261,000 | 88,184,000 |
| Equity capital | 34,960,000 | 36,272,000 | 37,266,000 | 34,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,950,000 | 6,028,000 | 9,145,000 | 12,249,000 |
| Interest expense | 147,000 | 299,000 | 456,000 | 617,000 |
| Net interest income | 2,803,000 | 5,729,000 | 8,689,000 | 11,632,000 |
| Noninterest income | 547,000 | 1,101,000 | 1,623,000 | 2,079,000 |
| Noninterest expense | 2,401,000 | 4,883,000 | 7,344,000 | 9,630,000 |
| Provision for loan losses | 50,000 | 150,000 | 250,000 | 300,000 |
| Pretax income | 899,000 | 1,814,000 | 2,755,000 | 3,818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 899,000 | 1,814,000 | 2,755,000 | 3,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,156,000 | 34,072,000 | 35,012,000 | 34,043,000 |
| Total capital | 34,965,000 | 35,916,000 | 36,924,000 | 35,981,000 |
| Risk-weighted assets | 185,761,000 | 188,918,000 | 188,618,000 | 190,488,000 |