Call reports 2015
SHAMROCK BANK, NATIONAL ASSOCIATION — 2015
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 285,162,000 | 285,660,000 | 287,384,000 | 287,774,000 |
| Total loans | 146,820,000 | 151,721,000 | 155,686,000 | 160,562,000 |
| Allowance for loan losses | 1,668,000 | 1,650,000 | 1,824,000 | 1,811,000 |
| Securities available for sale | 100,769,000 | 100,596,000 | 97,826,000 | 98,089,000 |
| Securities held to maturity | 10,489,000 | 9,938,000 | 9,710,000 | 9,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,938,000 | 249,811,000 | 249,416,000 | 253,396,000 |
| Interest-bearing deposits | 162,796,000 | 163,274,000 | 161,558,000 | 161,080,000 |
| Noninterest-bearing deposits | 87,142,000 | 86,537,000 | 87,858,000 | 92,316,000 |
| Equity capital | 33,803,000 | 34,048,000 | 35,835,000 | 33,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,796,000 | 5,656,000 | 8,632,000 | 11,607,000 |
| Interest expense | 141,000 | 287,000 | 435,000 | 581,000 |
| Net interest income | 2,655,000 | 5,369,000 | 8,197,000 | 11,026,000 |
| Noninterest income | 502,000 | 1,063,000 | 1,603,000 | 2,162,000 |
| Noninterest expense | 2,251,000 | 4,481,000 | 6,770,000 | 9,163,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 891,000 | 1,936,000 | 3,015,000 | 4,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 891,000 | 1,936,000 | 3,015,000 | 4,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,036,000 | 33,081,000 | 34,160,000 | 32,257,000 |
| Total capital | 33,704,000 | 34,731,000 | 35,984,000 | 34,068,000 |
| Risk-weighted assets | 163,904,000 | 168,409,000 | 173,878,000 | 179,347,000 |