Call reports 2012
SHAMROCK BANK, NATIONAL ASSOCIATION — 2012
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 264,213,000 | 259,634,000 | 255,579,000 | 261,162,000 |
| Total loans | 127,677,000 | 124,976,000 | 125,333,000 | 128,881,000 |
| Allowance for loan losses | 1,712,000 | 1,702,000 | 1,683,000 | 1,716,000 |
| Securities available for sale | 108,216,000 | 108,006,000 | 112,104,000 | 108,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,966,000 | 225,675,000 | 220,974,000 | 227,801,000 |
| Interest-bearing deposits | 168,744,000 | 164,535,000 | 161,684,000 | 161,522,000 |
| Noninterest-bearing deposits | 63,222,000 | 61,140,000 | 59,290,000 | 66,279,000 |
| Equity capital | 31,068,000 | 32,759,000 | 33,098,000 | 32,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,752,000 | 5,511,000 | 8,191,000 | 10,931,000 |
| Interest expense | 275,000 | 515,000 | 734,000 | 936,000 |
| Net interest income | 2,477,000 | 4,996,000 | 7,457,000 | 9,995,000 |
| Noninterest income | 506,000 | 1,027,000 | 1,560,000 | 2,123,000 |
| Noninterest expense | 1,991,000 | 3,984,000 | 6,017,000 | 8,092,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 115,000 |
| Pretax income | 942,000 | 1,989,000 | 2,950,000 | 3,945,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 942,000 | 1,989,000 | 2,950,000 | 3,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,359,000 | 28,730,000 | 28,692,000 | 28,574,000 |
| Total capital | 29,071,000 | 30,432,000 | 30,375,000 | 30,290,000 |
| Risk-weighted assets | 159,892,000 | 157,083,000 | 163,255,000 | 166,827,000 |