Call reports 2009
SHAMROCK BANK, NATIONAL ASSOCIATION — 2009
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 230,604,000 | 232,896,000 | 233,689,000 | 237,425,000 |
| Total loans | 121,287,000 | 119,682,000 | 119,150,000 | 121,256,000 |
| Allowance for loan losses | 1,552,000 | 1,682,000 | 1,589,000 | 1,618,000 |
| Securities available for sale | 87,398,000 | 95,932,000 | 91,617,000 | 88,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,357,000 | 206,879,000 | 205,669,000 | 210,821,000 |
| Interest-bearing deposits | 157,393,000 | 157,903,000 | 157,361,000 | 159,748,000 |
| Noninterest-bearing deposits | 47,964,000 | 48,976,000 | 48,308,000 | 51,073,000 |
| Equity capital | 24,120,000 | 24,516,000 | 26,359,000 | 25,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,210,000 | 6,366,000 | 9,476,000 | 12,527,000 |
| Interest expense | 687,000 | 1,280,000 | 1,836,000 | 2,370,000 |
| Net interest income | 2,523,000 | 5,086,000 | 7,640,000 | 10,157,000 |
| Noninterest income | 444,000 | 892,000 | 1,338,000 | 1,782,000 |
| Noninterest expense | 2,040,000 | 4,166,000 | 6,199,000 | 8,250,000 |
| Provision for loan losses | 59,000 | 214,000 | 214,000 | 314,000 |
| Pretax income | 868,000 | 1,598,000 | 2,565,000 | 3,375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 868,000 | 1,598,000 | 2,565,000 | 3,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,225,000 | 21,954,000 | 22,922,000 | 22,630,000 |
| Total capital | 22,777,000 | 23,636,000 | 24,511,000 | 24,248,000 |
| Risk-weighted assets | 148,001,000 | 148,222,000 | 147,599,000 | 149,563,000 |