Call reports 2008
SHAMROCK BANK, NATIONAL ASSOCIATION — 2008
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 229,675,000 | 232,734,000 | 227,608,000 | 226,613,000 |
| Total loans | 118,261,000 | 118,726,000 | 119,407,000 | 122,170,000 |
| Allowance for loan losses | 1,277,000 | 1,348,000 | 1,388,000 | 1,633,000 |
| Securities available for sale | 78,027,000 | 78,650,000 | 84,457,000 | 88,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,615,000 | 207,487,000 | 200,273,000 | 197,679,000 |
| Interest-bearing deposits | 149,171,000 | 152,436,000 | 152,844,000 | 150,320,000 |
| Noninterest-bearing deposits | 54,444,000 | 55,051,000 | 47,429,000 | 47,359,000 |
| Equity capital | 19,941,000 | 18,900,000 | 20,729,000 | 23,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,532,000 | 7,031,000 | 10,408,000 | 13,762,000 |
| Interest expense | 1,168,000 | 2,169,000 | 3,077,000 | 3,888,000 |
| Net interest income | 2,364,000 | 4,862,000 | 7,331,000 | 9,874,000 |
| Noninterest income | 465,000 | 961,000 | 1,449,000 | 1,915,000 |
| Noninterest expense | 1,862,000 | 3,727,000 | 5,585,000 | 7,516,000 |
| Provision for loan losses | 0 | 53,000 | 156,000 | 506,000 |
| Pretax income | 967,000 | 2,043,000 | 3,039,000 | 3,769,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 967,000 | 2,043,000 | 3,039,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,554,000 | 18,630,000 | 19,627,000 | 20,356,000 |
| Total capital | 18,831,000 | 19,978,000 | 21,015,000 | 21,989,000 |
| Risk-weighted assets | 145,138,000 | 147,007,000 | 146,273,000 | 148,309,000 |