Call reports 2007
SHAMROCK BANK, NATIONAL ASSOCIATION — 2007
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 203,935,000 | 200,779,000 | 203,604,000 | 217,826,000 |
| Total loans | 110,340,000 | 111,257,000 | 115,291,000 | 117,935,000 |
| Allowance for loan losses | 1,360,000 | 1,341,000 | 1,419,000 | 1,269,000 |
| Securities available for sale | 65,907,000 | 67,243,000 | 69,300,000 | 72,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,727,000 | 178,332,000 | 178,814,000 | 194,387,000 |
| Interest-bearing deposits | 138,524,000 | 136,926,000 | 136,462,000 | 142,889,000 |
| Noninterest-bearing deposits | 43,203,000 | 41,407,000 | 42,352,000 | 51,498,000 |
| Equity capital | 16,394,000 | 16,349,000 | 18,386,000 | 17,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,211,000 | 6,568,000 | 10,089,000 | 13,663,000 |
| Interest expense | 1,110,000 | 2,321,000 | 3,541,000 | 4,770,000 |
| Net interest income | 2,101,000 | 4,247,000 | 6,548,000 | 8,893,000 |
| Noninterest income | 466,000 | 991,000 | 1,498,000 | 2,013,000 |
| Noninterest expense | 1,801,000 | 3,703,000 | 5,468,000 | 7,537,000 |
| Provision for loan losses | 33,000 | 99,000 | 131,000 | 216,000 |
| Pretax income | 733,000 | 1,436,000 | 2,447,000 | 3,153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 733,000 | 1,436,000 | 2,447,000 | 3,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,266,000 | 16,871,000 | 17,882,000 | 16,587,000 |
| Total capital | 17,626,000 | 18,212,000 | 19,301,000 | 17,856,000 |
| Risk-weighted assets | 134,007,000 | 133,880,000 | 137,827,000 | 142,526,000 |