Call reports 2006
SHAMROCK BANK, NATIONAL ASSOCIATION — 2006
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 179,917,000 | 181,020,000 | 181,458,000 | 189,356,000 |
| Total loans | 102,188,000 | 107,578,000 | 109,763,000 | 108,783,000 |
| Allowance for loan losses | 1,212,000 | 1,269,000 | 1,345,000 | 1,344,000 |
| Securities available for sale | 58,102,000 | 56,693,000 | 53,850,000 | 57,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,268,000 | 159,227,000 | 159,649,000 | 168,175,000 |
| Interest-bearing deposits | 120,833,000 | 122,235,000 | 121,123,000 | 128,328,000 |
| Noninterest-bearing deposits | 38,435,000 | 36,992,000 | 38,526,000 | 39,847,000 |
| Equity capital | 14,885,000 | 14,783,000 | 15,567,000 | 15,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,612,000 | 5,410,000 | 8,354,000 | 11,415,000 |
| Interest expense | 699,000 | 1,531,000 | 2,444,000 | 3,454,000 |
| Net interest income | 1,913,000 | 3,879,000 | 5,910,000 | 7,961,000 |
| Noninterest income | 443,000 | 911,000 | 1,411,000 | 1,883,000 |
| Noninterest expense | 1,737,000 | 3,466,000 | 5,220,000 | 7,044,000 |
| Provision for loan losses | 50,000 | 94,000 | 239,000 | 306,000 |
| Pretax income | 569,000 | 1,230,000 | 1,860,000 | 2,492,000 |
| Income tax | 0 | 0 | -8,000 | -7,000 |
| Net income | 569,000 | 1,230,000 | 1,868,000 | 2,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,509,000 | 15,893,000 | 16,054,000 | 15,709,000 |
| Total capital | 16,721,000 | 17,162,000 | 17,399,000 | 17,053,000 |
| Risk-weighted assets | 111,211,000 | 115,319,000 | 116,670,000 | 117,147,000 |