Call reports 2005
SHAMROCK BANK, NATIONAL ASSOCIATION — 2005
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 169,901,000 | 172,176,000 | 171,008,000 | 173,768,000 |
| Total loans | 94,374,000 | 94,245,000 | 100,654,000 | 102,087,000 |
| Allowance for loan losses | 1,144,000 | 1,185,000 | 1,199,000 | 1,169,000 |
| Securities available for sale | 58,515,000 | 60,446,000 | 54,082,000 | 54,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,645,000 | 150,230,000 | 148,772,000 | 153,497,000 |
| Interest-bearing deposits | 114,976,000 | 114,262,000 | 112,551,000 | 114,175,000 |
| Noninterest-bearing deposits | 33,669,000 | 35,969,000 | 36,222,000 | 39,323,000 |
| Equity capital | 15,635,000 | 16,234,000 | 16,299,000 | 14,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,578,000 | 7,035,000 | 9,599,000 |
| Interest expense | 465,000 | 1,018,000 | 1,612,000 | 2,256,000 |
| Net interest income | 1,758,000 | 3,560,000 | 5,423,000 | 7,343,000 |
| Noninterest income | 381,000 | 815,000 | 1,254,000 | 1,614,000 |
| Noninterest expense | 1,571,000 | 3,177,000 | 4,851,000 | 6,611,000 |
| Provision for loan losses | 84,000 | 115,000 | 140,000 | 249,000 |
| Pretax income | 484,000 | 1,083,000 | 1,687,000 | 2,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 1,083,000 | 1,687,000 | 2,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,431,000 | 15,803,000 | 14,577,000 | 15,116,000 |
| Total capital | 16,575,000 | 16,988,000 | 15,776,000 | 16,285,000 |
| Risk-weighted assets | 100,045,000 | 103,265,000 | 108,724,000 | 110,428,000 |