Call reports 2003
SHAMROCK BANK, NATIONAL ASSOCIATION — 2003
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 146,484,000 | 145,029,000 | 150,136,000 | 150,830,000 |
| Total loans | 84,034,000 | 83,121,000 | 83,125,000 | 83,507,000 |
| Allowance for loan losses | 1,081,000 | 1,099,000 | 1,024,000 | 1,112,000 |
| Securities available for sale | 50,558,000 | 48,847,000 | 53,288,000 | 51,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,459,000 | 126,496,000 | 131,959,000 | 134,085,000 |
| Interest-bearing deposits | 99,927,000 | 98,299,000 | 103,712,000 | 105,378,000 |
| Noninterest-bearing deposits | 26,532,000 | 28,196,000 | 28,248,000 | 28,707,000 |
| Equity capital | 17,134,000 | 17,736,000 | 17,618,000 | 16,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,100,000 | 4,210,000 | 6,281,000 | 8,357,000 |
| Interest expense | 438,000 | 858,000 | 1,233,000 | 1,608,000 |
| Net interest income | 1,662,000 | 3,352,000 | 5,048,000 | 6,749,000 |
| Noninterest income | 366,000 | 770,000 | 1,141,000 | 1,513,000 |
| Noninterest expense | 1,365,000 | 2,741,000 | 4,198,000 | 6,180,000 |
| Provision for loan losses | 45,000 | 3,000 | 151,000 | 296,000 |
| Pretax income | 713,000 | 1,479,000 | 1,941,000 | 1,947,000 |
| Income tax | 236,000 | 489,000 | 638,000 | 622,000 |
| Net income | 477,000 | 990,000 | 1,303,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,172,000 | 15,708,000 | 16,045,000 | 14,791,000 |
| Total capital | 16,253,000 | 16,807,000 | 17,069,000 | 15,903,000 |
| Risk-weighted assets | 92,701,000 | 91,532,000 | 91,877,000 | 91,984,000 |