Call reports 2002
SHAMROCK BANK, NATIONAL ASSOCIATION — 2002
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,918,000 | 67,973,000 | 140,601,000 | 141,840,000 |
| Total loans | 38,996,000 | 38,960,000 | 80,743,000 | 82,621,000 |
| Allowance for loan losses | 441,000 | 429,000 | 1,087,000 | 1,053,000 |
| Securities available for sale | 21,069,000 | 20,216,000 | 44,944,000 | 47,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,292,000 | 59,797,000 | 121,961,000 | 124,588,000 |
| Interest-bearing deposits | 50,679,000 | 48,739,000 | 96,980,000 | 98,449,000 |
| Noninterest-bearing deposits | 10,613,000 | 11,059,000 | 24,981,000 | 26,139,000 |
| Equity capital | 7,452,000 | 7,926,000 | 17,476,000 | 16,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,078,000 | 6,708,000 | 8,877,000 |
| Interest expense | 306,000 | 576,000 | 1,650,000 | 2,128,000 |
| Net interest income | 725,000 | 1,502,000 | 5,058,000 | 6,749,000 |
| Noninterest income | 134,000 | 286,000 | 1,262,000 | 1,647,000 |
| Noninterest expense | 615,000 | 1,244,000 | 3,742,000 | 5,212,000 |
| Provision for loan losses | 400,000 | 400,000 | 844,000 | 904,000 |
| Pretax income | -150,000 | 150,000 | 1,741,000 | 2,304,000 |
| Income tax | -72,000 | 7,000 | 540,000 | 706,000 |
| Net income | -78,000 | 143,000 | 1,201,000 | 1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,540,000 | 7,762,000 | 15,475,000 | 14,673,000 |
| Total capital | 7,981,000 | 8,191,000 | 16,562,000 | 15,726,000 |
| Risk-weighted assets | 45,548,000 | 45,040,000 | 92,355,000 | 91,234,000 |