Call reports 2001
SHAMROCK BANK, NATIONAL ASSOCIATION — 2001
What SHAMROCK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,400,000 | 42,487,000 | 42,353,000 | 43,707,000 |
| Total loans | 23,220,000 | 21,439,000 | 20,967,000 | 21,311,000 |
| Allowance for loan losses | 229,000 | 240,000 | 222,000 | 217,000 |
| Securities available for sale | 12,731,000 | 11,846,000 | 17,301,000 | 17,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,933,000 | 37,786,000 | 37,372,000 | 39,424,000 |
| Interest-bearing deposits | 30,530,000 | 30,952,000 | 30,465,000 | 31,532,000 |
| Noninterest-bearing deposits | 7,403,000 | 6,834,000 | 6,907,000 | 7,892,000 |
| Equity capital | 4,304,000 | 4,455,000 | 4,670,000 | 4,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,538,000 | 2,263,000 | 2,945,000 |
| Interest expense | 298,000 | 588,000 | 850,000 | 1,072,000 |
| Net interest income | 465,000 | 950,000 | 1,413,000 | 1,873,000 |
| Noninterest income | 67,000 | 135,000 | 245,000 | 336,000 |
| Noninterest expense | 320,000 | 635,000 | 972,000 | 1,424,000 |
| Provision for loan losses | 155,000 | 155,000 | 175,000 | 175,000 |
| Pretax income | 57,000 | 295,000 | 511,000 | 610,000 |
| Income tax | -34,000 | 40,000 | 102,000 | 110,000 |
| Net income | 91,000 | 255,000 | 409,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,217,000 | 4,380,000 | 4,534,000 | 4,219,000 |
| Total capital | 4,446,000 | 4,620,000 | 4,756,000 | 4,436,000 |
| Risk-weighted assets | 25,575,000 | 24,365,000 | 23,897,000 | 24,946,000 |