Call reports 2020
FIRST SAVINGS BANK — 2020
What FIRST SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 37,399,000 | 43,008,000 | 43,404,000 | 42,258,000 |
| Total loans | 10,998,000 | 10,026,000 | 9,946,000 | 10,186,000 |
| Allowance for loan losses | 71,000 | 71,000 | 71,000 | 68,000 |
| Securities available for sale | 20,602,000 | 26,012,000 | 26,088,000 | 24,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,297,000 | 27,229,000 | 26,379,000 | 26,414,000 |
| Interest-bearing deposits | 24,936,000 | 25,648,000 | 25,369,000 | 25,152,000 |
| Noninterest-bearing deposits | 1,361,000 | 1,581,000 | 1,010,000 | 1,262,000 |
| Equity capital | 9,390,000 | 10,097,000 | 10,041,000 | 10,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 550,000 | 815,000 | 1,046,000 |
| Interest expense | 89,000 | 174,000 | 245,000 | 306,000 |
| Net interest income | 174,000 | 376,000 | 570,000 | 740,000 |
| Noninterest income | 124,000 | 344,000 | 537,000 | 731,000 |
| Noninterest expense | 309,000 | 602,000 | 1,083,000 | 1,490,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 122,000 | 28,000 | -15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,000 | 122,000 | 28,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,441,000 | 9,574,000 | 9,480,000 | 9,437,000 |
| Total capital | 9,512,000 | 9,645,000 | 9,551,000 | 9,505,000 |
| Risk-weighted assets | 10,658,000 | 12,134,000 | 12,182,000 | 11,697,000 |