Call reports 2018
FIRST SAVINGS BANK — 2018
What FIRST SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,413,000 | 36,053,000 | 33,168,000 | 34,104,000 |
| Total loans | 10,470,000 | 10,504,000 | 10,788,000 | 10,843,000 |
| Allowance for loan losses | 119,000 | 131,000 | 107,000 | 71,000 |
| Securities available for sale | 21,777,000 | 20,065,000 | 16,994,000 | 17,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,201,000 | 24,038,000 | 24,173,000 | 24,542,000 |
| Interest-bearing deposits | 26,022,000 | 22,891,000 | 23,491,000 | 23,508,000 |
| Noninterest-bearing deposits | 1,179,000 | 1,147,000 | 682,000 | 1,034,000 |
| Equity capital | 8,986,000 | 8,924,000 | 8,836,000 | 8,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 552,000 | 776,000 | 1,020,000 |
| Interest expense | 54,000 | 108,000 | 183,000 | 251,000 |
| Net interest income | 237,000 | 444,000 | 593,000 | 769,000 |
| Noninterest income | 53,000 | 138,000 | 202,000 | 272,000 |
| Noninterest expense | 267,000 | 543,000 | 804,000 | 1,101,000 |
| Provision for loan losses | 12,000 | 24,000 | 0 | 0 |
| Pretax income | 11,000 | 22,000 | 0 | -51,000 |
| Income tax | 0 | 10,000 | 10,000 | 10,000 |
| Net income | 11,000 | 12,000 | -10,000 | -61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,224,000 | 9,227,000 | 9,204,000 | 9,153,000 |
| Total capital | 9,343,000 | 9,358,000 | 9,311,000 | 9,224,000 |
| Risk-weighted assets | 10,164,000 | 10,320,000 | 9,829,000 | 9,853,000 |