Call reports 2017
FIRST SAVINGS BANK — 2017
What FIRST SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,224,000 | 38,935,000 | 38,034,000 | 38,597,000 |
| Total loans | 11,237,000 | 13,710,000 | 11,109,000 | 10,446,000 |
| Allowance for loan losses | 97,000 | 102,000 | 100,000 | 107,000 |
| Securities available for sale | 23,840,000 | 22,854,000 | 22,726,000 | 22,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,724,000 | 27,473,000 | 27,179,000 | 27,447,000 |
| Interest-bearing deposits | 26,818,000 | 26,530,000 | 26,126,000 | 26,521,000 |
| Noninterest-bearing deposits | 906,000 | 943,000 | 1,053,000 | 926,000 |
| Equity capital | 9,760,000 | 10,016,000 | 9,720,000 | 9,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 624,000 | 918,000 | 1,132,000 |
| Interest expense | 46,000 | 96,000 | 147,000 | 201,000 |
| Net interest income | 257,000 | 528,000 | 771,000 | 931,000 |
| Noninterest income | 59,000 | 144,000 | 327,000 | 410,000 |
| Noninterest expense | 208,000 | 383,000 | 724,000 | 1,047,000 |
| Provision for loan losses | 14,000 | 19,000 | 19,000 | 60,000 |
| Pretax income | 94,000 | 270,000 | 355,000 | 234,000 |
| Income tax | 0 | 8,000 | 25,000 | 38,000 |
| Net income | 94,000 | 262,000 | 330,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,430,000 | 9,599,000 | 9,636,000 | 9,502,000 |
| Total capital | 9,527,000 | 9,701,000 | 9,736,000 | 9,609,000 |
| Risk-weighted assets | 13,795,000 | 14,664,000 | 11,007,000 | 10,645,000 |