Call reports 2015
FIRST SAVINGS BANK — 2015
What FIRST SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,012,000 | 37,303,000 | 38,739,000 | 37,020,000 |
| Total loans | 8,820,000 | 9,355,000 | 11,032,000 | 10,955,000 |
| Allowance for loan losses | 70,000 | 70,000 | 70,000 | 74,000 |
| Securities available for sale | 24,606,000 | 24,318,000 | 23,315,000 | 22,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,941,000 | 27,441,000 | 27,157,000 | 26,146,000 |
| Interest-bearing deposits | 26,492,000 | 26,143,000 | 25,891,000 | 25,815,000 |
| Noninterest-bearing deposits | 449,000 | 1,298,000 | 1,266,000 | 331,000 |
| Equity capital | 9,225,000 | 9,145,000 | 9,030,000 | 9,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 574,000 | 856,000 | 1,111,000 |
| Interest expense | 43,000 | 87,000 | 132,000 | 175,000 |
| Net interest income | 246,000 | 487,000 | 724,000 | 936,000 |
| Noninterest income | 40,000 | 94,000 | 163,000 | 107,000 |
| Noninterest expense | 216,000 | 460,000 | 684,000 | 846,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 70,000 | 121,000 | 269,000 | 259,000 |
| Income tax | 7,000 | 9,000 | 24,000 | 15,000 |
| Net income | 63,000 | 112,000 | 245,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,782,000 | 8,830,000 | 8,933,000 | 8,799,000 |
| Total capital | 8,852,000 | 8,900,000 | 9,003,000 | 8,873,000 |
| Risk-weighted assets | 8,709,000 | 9,069,000 | 9,801,000 | 10,482,000 |