Call reports 2012
FIRST SAVINGS BANK — 2012
What FIRST SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,485,000 | 37,776,000 | 38,256,000 | 38,249,000 |
| Total loans | 11,631,000 | 10,948,000 | 10,216,000 | 9,814,000 |
| Allowance for loan losses | 139,000 | 119,000 | 119,000 | 119,000 |
| Securities available for sale | 17,413,000 | 17,756,000 | 19,120,000 | 19,346,000 |
| Securities held to maturity | 144,000 | 139,000 | 134,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,290,000 | 25,977,000 | 26,245,000 | 26,263,000 |
| Interest-bearing deposits | 25,239,000 | 25,933,000 | 26,200,000 | 26,010,000 |
| Noninterest-bearing deposits | 51,000 | 44,000 | 45,000 | 253,000 |
| Equity capital | 8,738,000 | 8,816,000 | 8,975,000 | 8,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 601,000 | 883,000 | 1,159,000 |
| Interest expense | 84,000 | 156,000 | 222,000 | 287,000 |
| Net interest income | 225,000 | 445,000 | 661,000 | 872,000 |
| Noninterest income | 28,000 | 50,000 | 98,000 | 128,000 |
| Noninterest expense | 177,000 | 373,000 | 549,000 | 733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 122,000 | 210,000 | 267,000 |
| Income tax | 5,000 | 11,000 | 21,000 | 24,000 |
| Net income | 71,000 | 111,000 | 189,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,240,000 | 8,281,000 | 8,358,000 | 8,412,000 |
| Total capital | 8,379,000 | 8,400,000 | 8,477,000 | 8,531,000 |
| Risk-weighted assets | 11,394,000 | 10,980,000 | 10,561,000 | 10,354,000 |