Call reports 2002
FIRST SAVINGS BANK — 2002
What FIRST SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,269,000 | 37,758,000 | 38,247,000 | 38,268,000 |
| Total loans | 23,777,000 | 24,878,000 | 24,718,000 | 23,769,000 |
| Allowance for loan losses | 101,000 | 101,000 | 103,000 | 108,000 |
| Securities available for sale | 392,000 | 392,000 | 392,000 | 392,000 |
| Securities held to maturity | 10,153,000 | 10,374,000 | 11,113,000 | 11,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,117,000 | 26,513,000 | 25,850,000 | 25,766,000 |
| Interest-bearing deposits | 27,117,000 | 26,513,000 | 25,850,000 | 25,766,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,932,000 | 6,011,000 | 6,105,000 | 6,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,205,000 | 1,807,000 | 2,379,000 |
| Interest expense | 356,000 | 688,000 | 990,000 | 1,274,000 |
| Net interest income | 241,000 | 517,000 | 817,000 | 1,105,000 |
| Noninterest income | 104,000 | 114,000 | 130,000 | 147,000 |
| Noninterest expense | 158,000 | 321,000 | 486,000 | 643,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 11,000 |
| Pretax income | 187,000 | 310,000 | 459,000 | 598,000 |
| Income tax | 68,000 | 112,000 | 167,000 | 217,000 |
| Net income | 119,000 | 198,000 | 292,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,692,000 | 5,771,000 | 5,865,000 | 5,954,000 |
| Total capital | 5,793,000 | 5,872,000 | 5,968,000 | 6,062,000 |
| Risk-weighted assets | 14,885,000 | 14,805,000 | 15,329,000 | 15,154,000 |