Call reports 2001
CENTRA BANK - SMITHFIELD — 2001
What CENTRA BANK - SMITHFIELD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 185,935,000 | 189,886,000 | 192,959,000 | 199,451,000 |
| Total loans | 56,366,000 | 56,679,000 | 57,163,000 | 55,799,000 |
| Allowance for loan losses | 543,000 | 561,000 | 615,000 | 654,000 |
| Securities available for sale | 64,420,000 | 68,299,000 | 59,959,000 | 71,094,000 |
| Securities held to maturity | 44,579,000 | 47,522,000 | 52,483,000 | 57,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,645,000 | 168,882,000 | 170,304,000 | 176,925,000 |
| Interest-bearing deposits | 147,486,000 | 149,779,000 | 150,524,000 | 157,484,000 |
| Noninterest-bearing deposits | 18,159,000 | 19,103,000 | 19,780,000 | 19,441,000 |
| Equity capital | 15,501,000 | 15,824,000 | 16,534,000 | 16,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,159,000 | 6,419,000 | 9,756,000 | 13,075,000 |
| Interest expense | 2,120,000 | 4,170,000 | 6,257,000 | 8,368,000 |
| Net interest income | 1,039,000 | 2,249,000 | 3,499,000 | 4,707,000 |
| Noninterest income | 110,000 | 222,000 | 318,000 | 520,000 |
| Noninterest expense | 722,000 | 1,508,000 | 2,152,000 | 3,158,000 |
| Provision for loan losses | 0 | 100,000 | 300,000 | 519,000 |
| Pretax income | 432,000 | 868,000 | 1,398,000 | 1,629,000 |
| Income tax | 120,000 | 229,000 | 494,000 | 427,000 |
| Net income | 312,000 | 639,000 | 904,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,100,000 | 14,982,000 | 15,258,000 | 15,478,000 |
| Total capital | 15,643,000 | 15,543,000 | 15,873,000 | 16,132,000 |
| Risk-weighted assets | 123,693,000 | 127,142,000 | 131,884,000 | 136,447,000 |
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