Call reports 2024
OXFORD UNIVERSITY BANK — 2024
What OXFORD UNIVERSITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Total assets | 242,900,000 | 231,550,000 |
| Total loans | 170,199,000 | 172,014,000 |
| Allowance for loan losses | 2,251,000 | 2,237,000 |
| Securities available for sale | 31,728,000 | 27,822,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 194,466,000 | 206,017,000 |
| Interest-bearing deposits | 121,489,000 | 138,246,000 |
| Noninterest-bearing deposits | 72,977,000 | 67,771,000 |
| Equity capital | 23,245,000 | 22,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Interest income | 1,263,000 | 5,295,000 |
| Interest expense | 296,000 | 1,288,000 |
| Net interest income | 967,000 | 4,007,000 |
| Noninterest income | 82,000 | 312,000 |
| Noninterest expense | 461,000 | 2,037,000 |
| Provision for loan losses | 1,453,000 | 1,453,000 |
| Pretax income | -865,000 | 819,000 |
| Income tax | 36,000 | 183,000 |
| Net income | -901,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Tier 1 capital | 17,926,000 | 19,609,000 |
| Total capital | 19,590,000 | 21,269,000 |
| Risk-weighted assets | 176,019,000 | 177,238,000 |