Call reports 2001
OXFORD UNIVERSITY BANK — 2001
What OXFORD UNIVERSITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,772,000 | 24,444,000 | 30,140,000 | 33,987,000 |
| Total loans | 9,841,000 | 17,408,000 | 20,180,000 | 22,395,000 |
| Allowance for loan losses | 118,000 | 209,000 | 245,000 | 281,000 |
| Securities available for sale | 3,003,000 | 1,010,000 | 6,534,000 | 8,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,149,000 | 19,958,000 | 25,635,000 | 29,669,000 |
| Interest-bearing deposits | 11,737,000 | 17,508,000 | 23,621,000 | 26,896,000 |
| Noninterest-bearing deposits | 1,412,000 | 2,450,000 | 2,014,000 | 2,773,000 |
| Equity capital | 4,541,000 | 4,369,000 | 4,355,000 | 4,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 604,000 | 1,072,000 | 1,595,000 |
| Interest expense | 132,000 | 359,000 | 644,000 | 955,000 |
| Net interest income | 100,000 | 245,000 | 428,000 | 640,000 |
| Noninterest income | 11,000 | 26,000 | 44,000 | 78,000 |
| Noninterest expense | 204,000 | 446,000 | 666,000 | 940,000 |
| Provision for loan losses | 90,000 | 181,000 | 218,000 | 309,000 |
| Pretax income | -183,000 | -356,000 | -411,000 | -533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -183,000 | -356,000 | -411,000 | -533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,531,000 | 4,358,000 | 4,302,000 | 4,180,000 |
| Total capital | 4,649,000 | 4,566,000 | 4,547,000 | 4,461,000 |
| Risk-weighted assets | 9,608,000 | 16,630,000 | 19,800,000 | 22,380,000 |