Call reports 2003
COUNTRYSIDE BANK — 2003
What COUNTRYSIDE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,123,000 | 33,439,000 | 32,606,000 | 33,436,000 |
| Total loans | 26,967,000 | 19,392,000 | 20,902,000 | 22,641,000 |
| Allowance for loan losses | 292,000 | 755,000 | 832,000 | 833,000 |
| Securities available for sale | 4,761,000 | 3,230,000 | 6,163,000 | 5,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,361,000 | 28,968,000 | 28,184,000 | 28,373,000 |
| Interest-bearing deposits | 29,296,000 | 24,314,000 | 23,806,000 | 24,240,000 |
| Noninterest-bearing deposits | 4,065,000 | 4,654,000 | 4,378,000 | 4,133,000 |
| Equity capital | 3,919,000 | 3,645,000 | 3,628,000 | 3,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 95,000 | 466,000 | 873,000 |
| Interest expense | 123,000 | 21,000 | 77,000 | 172,000 |
| Net interest income | 364,000 | 74,000 | 389,000 | 701,000 |
| Noninterest income | 82,000 | 111,000 | 278,000 | 351,000 |
| Noninterest expense | 602,000 | 83,000 | 590,000 | 1,076,000 |
| Provision for loan losses | 0 | 7,000 | 0 | 0 |
| Pretax income | -158,000 | 95,000 | 78,000 | -21,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -158,000 | 95,000 | 78,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,858,000 | 2,027,000 | 2,010,000 | 2,006,000 |
| Total capital | 4,150,000 | 2,312,000 | 2,297,000 | 2,284,000 |
| Risk-weighted assets | 30,240,000 | 22,293,000 | 22,482,000 | 22,365,000 |