Call reports 2001
COUNTRYSIDE BANK — 2001
What COUNTRYSIDE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,267,000 | 32,360,000 | 33,393,000 | 35,725,000 |
| Total loans | 23,229,000 | 25,432,000 | 26,081,000 | 26,656,000 |
| Allowance for loan losses | 327,000 | 325,000 | 308,000 | 285,000 |
| Securities available for sale | 5,534,000 | 3,636,000 | 3,103,000 | 3,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,393,000 | 24,378,000 | 26,524,000 | 29,375,000 |
| Interest-bearing deposits | 20,649,000 | 20,884,000 | 22,587,000 | 24,997,000 |
| Noninterest-bearing deposits | 3,744,000 | 3,494,000 | 3,937,000 | 4,378,000 |
| Equity capital | 4,324,000 | 4,477,000 | 4,299,000 | 4,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,226,000 | 1,905,000 | 2,463,000 |
| Interest expense | 258,000 | 469,000 | 683,000 | 928,000 |
| Net interest income | 366,000 | 757,000 | 1,222,000 | 1,535,000 |
| Noninterest income | 58,000 | 245,000 | 537,000 | 593,000 |
| Noninterest expense | 441,000 | 835,000 | 1,589,000 | 2,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 200,000 | 208,000 | 135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 200,000 | 208,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,229,000 | 4,415,000 | 4,229,000 | 4,156,000 |
| Total capital | 4,550,000 | 4,740,000 | 4,537,000 | 4,441,000 |
| Risk-weighted assets | 25,657,000 | 27,378,000 | 28,058,000 | 28,792,000 |