Call reports 2023
SENTRY BANK — 2023
What SENTRY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 283,569,000 | 308,282,000 | 308,848,000 | 319,317,000 |
| Total loans | 180,855,000 | 195,573,000 | 202,045,000 | 210,753,000 |
| Allowance for loan losses | 3,155,000 | 3,208,000 | 3,255,000 | 3,275,000 |
| Securities available for sale | 76,616,000 | 74,302,000 | 70,248,000 | 70,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,017,000 | 258,366,000 | 261,463,000 | 267,423,000 |
| Interest-bearing deposits | 234,870,000 | 201,421,000 | 201,134,000 | 210,139,000 |
| Noninterest-bearing deposits | 2,147,000 | 56,945,000 | 60,329,000 | 57,284,000 |
| Equity capital | 21,966,000 | 22,113,000 | 19,992,000 | 25,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,852,000 | 6,088,000 | 9,618,000 | 13,405,000 |
| Interest expense | 692,000 | 1,801,000 | 3,210,000 | 4,666,000 |
| Net interest income | 2,160,000 | 4,287,000 | 6,408,000 | 8,739,000 |
| Noninterest income | 149,000 | 392,000 | 558,000 | 771,000 |
| Noninterest expense | 1,538,000 | 3,102,000 | 4,613,000 | 6,108,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 726,000 | 1,487,000 | 2,218,000 | 3,222,000 |
| Income tax | 202,000 | 416,000 | 612,000 | 902,000 |
| Net income | 524,000 | 1,071,000 | 1,606,000 | 2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,308,000 | 25,855,000 | 26,390,000 | 27,104,000 |