Call reports 2022
SENTRY BANK — 2022
What SENTRY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 291,812,000 | 282,567,000 | 274,167,000 | 283,962,000 |
| Total loans | 170,751,000 | 166,802,000 | 166,830,000 | 179,163,000 |
| Allowance for loan losses | 2,987,000 | 3,038,000 | 3,084,000 | 3,103,000 |
| Securities available for sale | 83,945,000 | 79,905,000 | 77,805,000 | 77,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,909,000 | 247,224,000 | 241,378,000 | 242,048,000 |
| Interest-bearing deposits | 183,737,000 | 246,106,000 | 239,385,000 | 240,624,000 |
| Noninterest-bearing deposits | 68,172,000 | 1,118,000 | 1,993,000 | 1,424,000 |
| Equity capital | 23,690,000 | 21,607,000 | 18,932,000 | 21,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,874,000 | 7,460,000 | 10,268,000 |
| Interest expense | 261,000 | 465,000 | 678,000 | 1,129,000 |
| Net interest income | 2,046,000 | 4,409,000 | 6,782,000 | 9,139,000 |
| Noninterest income | 232,000 | 540,000 | 698,000 | 871,000 |
| Noninterest expense | 1,438,000 | 2,833,000 | 4,221,000 | 5,706,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 795,000 | 2,026,000 | 3,124,000 | 4,154,000 |
| Income tax | 213,000 | 559,000 | 883,000 | 1,000,000 |
| Net income | 582,000 | 1,467,000 | 2,241,000 | 3,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,711,000 | 24,594,000 | 25,118,000 | 26,284,000 |