Call reports 2021
SENTRY BANK — 2021
What SENTRY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 296,599,000 | 274,211,000 | 283,371,000 | 292,102,000 |
| Total loans | 171,021,000 | 163,470,000 | 163,790,000 | 164,824,000 |
| Allowance for loan losses | 2,985,000 | 2,855,000 | 2,915,000 | 2,939,000 |
| Securities available for sale | 73,159,000 | 72,341,000 | 77,607,000 | 76,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,049,000 | 226,887,000 | 235,319,000 | 243,775,000 |
| Interest-bearing deposits | 186,494,000 | 170,117,000 | 177,616,000 | 183,182,000 |
| Noninterest-bearing deposits | 59,555,000 | 56,770,000 | 57,703,000 | 60,593,000 |
| Equity capital | 29,452,000 | 30,774,000 | 31,521,000 | 31,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 4,785,000 | 7,338,000 | 9,678,000 |
| Interest expense | 372,000 | 690,000 | 965,000 | 1,237,000 |
| Net interest income | 1,810,000 | 4,095,000 | 6,373,000 | 8,441,000 |
| Noninterest income | 311,000 | 1,046,000 | 1,467,000 | 1,729,000 |
| Noninterest expense | 1,124,000 | 2,257,000 | 3,453,000 | 4,690,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 185,000 |
| Pretax income | 952,000 | 2,779,000 | 4,222,000 | 5,295,000 |
| Income tax | 258,000 | 799,000 | 1,189,000 | 1,736,000 |
| Net income | 694,000 | 1,980,000 | 3,033,000 | 3,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,014,000 | 23,303,000 | 24,353,000 | 24,879,000 |
| Total capital | 24,483,000 | 25,589,000 | — | — |
| Risk-weighted assets | 197,049,000 | 182,346,000 | — | — |