Call reports 2020
SENTRY BANK — 2020
What SENTRY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 238,824,000 | 272,476,000 | 281,387,000 | 300,907,000 |
| Total loans | 156,578,000 | 187,397,000 | 190,508,000 | 176,569,000 |
| Allowance for loan losses | 2,380,000 | 2,506,000 | 2,737,000 | 2,921,000 |
| Securities available for sale | 54,000,000 | 50,358,000 | 51,102,000 | 59,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,722,000 | 209,559,000 | 218,901,000 | 247,698,000 |
| Interest-bearing deposits | 150,406,000 | 159,838,000 | 168,194,000 | 196,603,000 |
| Noninterest-bearing deposits | 33,316,000 | 49,721,000 | 50,707,000 | 51,095,000 |
| Equity capital | 28,576,000 | 29,552,000 | 30,322,000 | 31,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 5,056,000 | 8,132,000 | 10,810,000 |
| Interest expense | 506,000 | 982,000 | 1,436,000 | 1,846,000 |
| Net interest income | 1,959,000 | 4,074,000 | 6,696,000 | 8,964,000 |
| Noninterest income | 246,000 | 672,000 | 971,000 | 1,472,000 |
| Noninterest expense | 1,215,000 | 2,349,000 | 3,810,000 | 4,851,000 |
| Provision for loan losses | 45,000 | 165,000 | 405,000 | 585,000 |
| Pretax income | 945,000 | 2,232,000 | 3,452,000 | 5,000,000 |
| Income tax | 267,000 | 630,000 | 990,000 | 1,403,000 |
| Net income | 678,000 | 1,602,000 | 2,462,000 | 3,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,401,000 | 21,325,000 | 22,185,000 | 23,320,000 |
| Total capital | 22,365,000 | 23,831,000 | — | — |
| Risk-weighted assets | 156,758,000 | 204,636,000 | — | — |