Call reports 2018
SENTRY BANK — 2018
What SENTRY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 218,220,000 | 217,851,000 | 221,085,000 | 227,825,000 |
| Total loans | 149,125,000 | 149,732,000 | 150,639,000 | 150,366,000 |
| Allowance for loan losses | 2,205,000 | 2,394,000 | 2,508,000 | 1,753,000 |
| Securities available for sale | 43,485,000 | 41,916,000 | 40,264,000 | 41,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,526,000 | 171,554,000 | 174,163,000 | 181,195,000 |
| Interest-bearing deposits | 129,262,000 | 130,066,000 | 129,173,000 | 129,151,000 |
| Noninterest-bearing deposits | 45,264,000 | 41,488,000 | 44,990,000 | 52,044,000 |
| Equity capital | 23,105,000 | 23,295,000 | 24,039,000 | 25,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,001,000 | 4,185,000 | 6,395,000 | 8,711,000 |
| Interest expense | 341,000 | 708,000 | 1,114,000 | 1,530,000 |
| Net interest income | 1,660,000 | 3,477,000 | 5,281,000 | 7,181,000 |
| Noninterest income | 188,000 | 354,000 | 585,000 | 869,000 |
| Noninterest expense | 962,000 | 1,976,000 | 3,106,000 | 4,053,000 |
| Provision for loan losses | 120,000 | 590,000 | 710,000 | 830,000 |
| Pretax income | 766,000 | 1,265,000 | 2,050,000 | 3,167,000 |
| Income tax | 387,000 | 597,000 | 829,000 | 1,152,000 |
| Net income | 379,000 | 668,000 | 1,221,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,042,000 | 17,010,000 | 17,885,000 | 18,679,000 |
| Total capital | 18,841,000 | 18,790,000 | 19,723,000 | 20,432,000 |
| Risk-weighted assets | 143,522,000 | 141,827,000 | 146,443,000 | 146,557,000 |