Call reports 2017
SENTRY BANK — 2017
What SENTRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 209,857,000 | 213,122,000 | 218,825,000 | 223,031,000 |
| Total loans | 134,773,000 | 138,339,000 | 145,113,000 | 147,843,000 |
| Allowance for loan losses | 1,705,000 | 1,822,000 | 1,942,000 | 2,085,000 |
| Securities available for sale | 47,935,000 | 44,387,000 | 46,620,000 | 46,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,022,000 | 170,819,000 | 175,806,000 | 180,155,000 |
| Interest-bearing deposits | 123,370,000 | 126,413,000 | 133,218,000 | 133,575,000 |
| Noninterest-bearing deposits | 46,652,000 | 44,406,000 | 42,588,000 | 46,580,000 |
| Equity capital | 23,560,000 | 24,020,000 | 24,547,000 | 24,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,955,000 | 6,150,000 | 8,345,000 |
| Interest expense | 271,000 | 560,000 | 877,000 | 1,209,000 |
| Net interest income | 1,643,000 | 3,395,000 | 5,273,000 | 7,136,000 |
| Noninterest income | 217,000 | 437,000 | 665,000 | 890,000 |
| Noninterest expense | 961,000 | 1,909,000 | 2,895,000 | 3,741,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 1,002,000 |
| Pretax income | 779,000 | 1,732,000 | 2,732,000 | 3,332,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 777,000 | 1,730,000 | 2,730,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,485,000 | 16,758,000 | 17,324,000 | 17,925,000 |
| Total capital | 18,174,000 | 18,476,000 | 19,125,000 | 19,765,000 |
| Risk-weighted assets | 135,134,000 | 137,355,000 | 144,001,000 | 147,011,000 |