Call reports 2016
SENTRY BANK — 2016
What SENTRY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 203,293,000 | 210,442,000 | 212,832,000 | 207,029,000 |
| Total loans | 121,235,000 | 131,510,000 | 134,471,000 | 133,851,000 |
| Allowance for loan losses | 1,424,000 | 1,544,000 | 1,650,000 | 1,585,000 |
| Securities available for sale | 52,625,000 | 50,877,000 | 48,116,000 | 47,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,598,000 | 166,289,000 | 171,185,000 | 165,836,000 |
| Interest-bearing deposits | 123,574,000 | 123,447,000 | 125,580,000 | 128,749,000 |
| Noninterest-bearing deposits | 40,024,000 | 42,842,000 | 45,605,000 | 37,087,000 |
| Equity capital | 23,437,000 | 23,942,000 | 24,282,000 | 23,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,905,000 | 5,944,000 | 7,928,000 |
| Interest expense | 261,000 | 527,000 | 810,000 | 1,084,000 |
| Net interest income | 1,645,000 | 3,378,000 | 5,134,000 | 6,844,000 |
| Noninterest income | 142,000 | 330,000 | 551,000 | 788,000 |
| Noninterest expense | 927,000 | 1,826,000 | 2,725,000 | 3,650,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 740,000 | 1,642,000 | 2,600,000 | 3,502,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 738,000 | 1,640,000 | 2,598,000 | 3,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,405,000 | 15,685,000 | 16,175,000 | 17,077,000 |
| Total capital | 16,829,000 | 17,229,000 | 17,825,000 | 18,662,000 |
| Risk-weighted assets | 125,487,000 | 135,442,000 | 137,751,000 | 135,380,000 |