Call reports 2015
SENTRY BANK — 2015
What SENTRY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 190,004,000 | 190,701,000 | 195,479,000 | 204,559,000 |
| Total loans | 111,758,000 | 111,932,000 | 116,004,000 | 119,751,000 |
| Allowance for loan losses | 1,155,000 | 1,197,000 | 1,277,000 | 1,303,000 |
| Securities available for sale | 51,260,000 | 49,037,000 | 52,939,000 | 49,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,107,000 | 152,005,000 | 153,757,000 | 163,037,000 |
| Interest-bearing deposits | 124,880,000 | 116,481,000 | 114,851,000 | 125,033,000 |
| Noninterest-bearing deposits | 26,227,000 | 35,524,000 | 38,906,000 | 38,004,000 |
| Equity capital | 22,306,000 | 22,090,000 | 22,953,000 | 23,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,578,000 | 5,390,000 | 7,281,000 |
| Interest expense | 235,000 | 467,000 | 700,000 | 952,000 |
| Net interest income | 1,561,000 | 3,111,000 | 4,690,000 | 6,329,000 |
| Noninterest income | 164,000 | 344,000 | 483,000 | 855,000 |
| Noninterest expense | 912,000 | 1,772,000 | 2,627,000 | 3,465,000 |
| Provision for loan losses | 60,000 | 120,000 | 200,000 | 502,000 |
| Pretax income | 753,000 | 1,563,000 | 2,346,000 | 3,217,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 753,000 | 1,561,000 | 2,344,000 | 3,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,467,000 | 14,663,000 | 15,057,000 | 15,928,000 |
| Total capital | 15,622,000 | 15,860,000 | 16,334,000 | 17,231,000 |
| Risk-weighted assets | 110,418,000 | 117,364,000 | 126,293,000 | 130,829,000 |