Call reports 2012
SENTRY BANK — 2012
What SENTRY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 156,292,000 | 161,147,000 | 160,279,000 | 165,872,000 |
| Total loans | 87,870,000 | 89,848,000 | 89,282,000 | 83,863,000 |
| Allowance for loan losses | 2,311,000 | 2,161,000 | 2,142,000 | 1,076,000 |
| Securities available for sale | 45,829,000 | 42,665,000 | 44,844,000 | 46,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,764,000 | 124,142,000 | 124,332,000 | 126,697,000 |
| Interest-bearing deposits | 100,876,000 | 107,319,000 | 104,633,000 | 105,518,000 |
| Noninterest-bearing deposits | 16,888,000 | 16,823,000 | 19,699,000 | 21,179,000 |
| Equity capital | 21,160,000 | 21,630,000 | 22,443,000 | 22,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,333,000 | 4,993,000 | 6,427,000 |
| Interest expense | 365,000 | 682,000 | 971,000 | 1,222,000 |
| Net interest income | 1,304,000 | 2,651,000 | 4,022,000 | 5,205,000 |
| Noninterest income | 146,000 | 283,000 | 460,000 | 623,000 |
| Noninterest expense | 733,000 | 1,455,000 | 2,170,000 | 3,390,000 |
| Provision for loan losses | 61,000 | 122,000 | 144,000 | 121,000 |
| Pretax income | 656,000 | 1,357,000 | 2,168,000 | 2,317,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 654,000 | 1,355,000 | 2,166,000 | 2,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,918,000 | 13,203,000 | 13,710,000 | 13,857,000 |
| Total capital | 14,163,000 | 14,453,000 | 14,960,000 | 14,933,000 |
| Risk-weighted assets | 98,567,000 | 99,495,000 | 98,338,000 | 91,182,000 |