Call reports 2011
SENTRY BANK — 2011
What SENTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 150,383,000 | 148,625,000 | 154,359,000 | 159,938,000 |
| Total loans | 90,701,000 | 90,640,000 | 87,294,000 | 87,098,000 |
| Allowance for loan losses | 2,174,000 | 2,246,000 | 2,211,000 | 2,241,000 |
| Securities available for sale | 32,355,000 | 33,170,000 | 38,163,000 | 43,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,538,000 | 109,777,000 | 114,608,000 | 119,773,000 |
| Interest-bearing deposits | 97,611,000 | 95,802,000 | 97,915,000 | 102,445,000 |
| Noninterest-bearing deposits | 14,927,000 | 13,975,000 | 16,693,000 | 17,328,000 |
| Equity capital | 19,520,000 | 20,298,000 | 20,975,000 | 21,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,720,000 | 5,461,000 | 7,110,000 |
| Interest expense | 463,000 | 897,000 | 1,309,000 | 1,687,000 |
| Net interest income | 1,473,000 | 2,823,000 | 4,152,000 | 5,423,000 |
| Noninterest income | 126,000 | 257,000 | 401,000 | 562,000 |
| Noninterest expense | 789,000 | 1,563,000 | 2,316,000 | 2,918,000 |
| Provision for loan losses | 60,000 | 121,000 | 191,000 | 294,000 |
| Pretax income | 750,000 | 1,396,000 | 2,046,000 | 2,773,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 748,000 | 1,394,000 | 2,044,000 | 2,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,970,000 | 12,169,000 | 12,637,000 | 13,364,000 |
| Total capital | 13,047,000 | 13,250,000 | 13,861,000 | 14,608,000 |
| Risk-weighted assets | 85,041,000 | 85,349,000 | 96,902,000 | 98,501,000 |