Call reports 2009
SENTRY BANK — 2009
What SENTRY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 121,385,000 | 124,408,000 | 125,282,000 | 132,413,000 |
| Total loans | 79,268,000 | 76,923,000 | 77,085,000 | 77,546,000 |
| Allowance for loan losses | 812,000 | 851,000 | 869,000 | 866,000 |
| Securities available for sale | 25,537,000 | 24,824,000 | 31,305,000 | 32,134,000 |
| Securities held to maturity | 0 | 2,036,000 | 1,967,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,257,000 | 92,219,000 | 91,850,000 | 97,749,000 |
| Interest-bearing deposits | 82,841,000 | 81,209,000 | 80,379,000 | 85,600,000 |
| Noninterest-bearing deposits | 9,416,000 | 11,010,000 | 11,471,000 | 12,149,000 |
| Equity capital | 16,321,000 | 16,415,000 | 17,252,000 | 17,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,192,000 | 4,753,000 | 6,392,000 |
| Interest expense | 653,000 | 1,294,000 | 1,908,000 | 2,484,000 |
| Net interest income | 926,000 | 1,898,000 | 2,845,000 | 3,908,000 |
| Noninterest income | 96,000 | 227,000 | 334,000 | 457,000 |
| Noninterest expense | 504,000 | 1,044,000 | 1,545,000 | 2,032,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 473,000 | 991,000 | 1,499,000 | 2,153,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 470,000 | 988,000 | 1,496,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,733,000 | 8,936,000 | 9,444,000 | 9,907,000 |
| Total capital | 9,545,000 | 9,787,000 | 10,313,000 | 10,775,000 |
| Risk-weighted assets | 80,677,000 | 79,399,000 | 79,332,000 | 81,146,000 |