Call reports 2008
SENTRY BANK — 2008
What SENTRY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 103,802,000 | 106,231,000 | 115,656,000 | 120,496,000 |
| Total loans | 66,686,000 | 72,256,000 | 75,597,000 | 74,353,000 |
| Allowance for loan losses | 687,000 | 781,000 | 860,000 | 763,000 |
| Securities available for sale | 18,831,000 | 17,037,000 | 21,920,000 | 25,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,572,000 | 81,044,000 | 88,033,000 | 92,003,000 |
| Interest-bearing deposits | 68,360,000 | 69,828,000 | 76,703,000 | 80,927,000 |
| Noninterest-bearing deposits | 10,212,000 | 11,216,000 | 11,330,000 | 11,076,000 |
| Equity capital | 15,446,000 | 15,291,000 | 15,729,000 | 16,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,597,000 | 3,251,000 | 4,845,000 | 6,460,000 |
| Interest expense | 698,000 | 1,352,000 | 2,029,000 | 2,724,000 |
| Net interest income | 899,000 | 1,899,000 | 2,816,000 | 3,736,000 |
| Noninterest income | 101,000 | 187,000 | 279,000 | 398,000 |
| Noninterest expense | 461,000 | 898,000 | 1,348,000 | 1,802,000 |
| Provision for loan losses | 35,000 | 129,000 | 208,000 | 243,000 |
| Pretax income | 504,000 | 1,059,000 | 1,539,000 | 2,089,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 503,000 | 1,058,000 | 1,538,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,072,000 | 8,292,000 | 8,591,000 | 9,139,000 |
| Total capital | 8,759,000 | 9,073,000 | 9,451,000 | 9,902,000 |
| Risk-weighted assets | 69,503,000 | 72,774,000 | 78,078,000 | 77,508,000 |