Call reports 2007
SENTRY BANK — 2007
What SENTRY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,595,000 | 96,627,000 | 102,324,000 | 104,899,000 |
| Total loans | 55,824,000 | 59,463,000 | 63,169,000 | 64,738,000 |
| Allowance for loan losses | 567,000 | 625,000 | 645,000 | 673,000 |
| Securities available for sale | 18,958,000 | 19,391,000 | 21,634,000 | 20,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,411,000 | 75,294,000 | 80,299,000 | 82,522,000 |
| Interest-bearing deposits | 60,367,000 | 65,708,000 | 69,193,000 | 70,329,000 |
| Noninterest-bearing deposits | 10,044,000 | 9,586,000 | 11,106,000 | 12,193,000 |
| Equity capital | 14,285,000 | 14,386,000 | 14,980,000 | 15,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,854,000 | 4,483,000 | 6,128,000 |
| Interest expense | 597,000 | 1,265,000 | 1,998,000 | 2,736,000 |
| Net interest income | 749,000 | 1,589,000 | 2,485,000 | 3,392,000 |
| Noninterest income | 118,000 | 240,000 | 364,000 | 486,000 |
| Noninterest expense | 436,000 | 871,000 | 1,303,000 | 1,748,000 |
| Provision for loan losses | 22,000 | 83,000 | 103,000 | 133,000 |
| Pretax income | 418,000 | 884,000 | 1,452,000 | 2,006,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 417,000 | 883,000 | 1,451,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,329,000 | 7,523,000 | 7,889,000 | 8,443,000 |
| Total capital | 7,897,000 | 8,148,000 | 8,534,000 | 9,116,000 |
| Risk-weighted assets | 60,040,000 | 63,615,000 | 67,487,000 | 68,730,000 |