Call reports 2006
SENTRY BANK — 2006
What SENTRY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,904,000 | 84,533,000 | 87,402,000 | 90,697,000 |
| Total loans | 48,379,000 | 51,469,000 | 51,438,000 | 53,593,000 |
| Allowance for loan losses | 492,000 | 539,000 | 549,000 | 545,000 |
| Securities available for sale | 17,050,000 | 16,965,000 | 17,144,000 | 18,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,120,000 | 64,731,000 | 66,831,000 | 69,439,000 |
| Interest-bearing deposits | 53,087,000 | 55,039,000 | 55,658,000 | 57,342,000 |
| Noninterest-bearing deposits | 11,033,000 | 9,692,000 | 11,173,000 | 12,097,000 |
| Equity capital | 13,310,000 | 13,360,000 | 13,824,000 | 14,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,329,000 | 3,622,000 | 4,949,000 |
| Interest expense | 420,000 | 870,000 | 1,365,000 | 1,954,000 |
| Net interest income | 700,000 | 1,459,000 | 2,257,000 | 2,995,000 |
| Noninterest income | 91,000 | 179,000 | 289,000 | 400,000 |
| Noninterest expense | 389,000 | 799,000 | 1,228,000 | 1,636,000 |
| Provision for loan losses | 42,000 | 88,000 | 96,000 | 91,000 |
| Pretax income | 360,000 | 751,000 | 1,222,000 | 1,668,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 359,000 | 750,000 | 1,221,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,471,000 | 6,632,000 | 6,943,000 | 7,390,000 |
| Total capital | 6,963,000 | 7,171,000 | 7,492,000 | 7,936,000 |
| Risk-weighted assets | 51,698,000 | 54,417,000 | 55,852,000 | 58,562,000 |